Plain-English definitions, reviewed by an independent investor

Working Capital

Working capital is the cash buffer from short-term assets minus short-term liabilities.

Working capital is the cash buffer from short-term assets minus short-term liabilities.

Working Capital = Current Assets − Current Liabilities

Why it matters

It shows whether a firm can pay its bills without scrambling.

Common confusion

Negative working capital is not always bad (some models run on it), but it signals tightness.

Definitions reviewed by the Investing Glossary editorial team.

Frequently Asked Questions

Low working capital risk?

It can mean trouble meeting near-term obligations if sales slip.

Is more always better?

Too much can mean lazy cash not put to work.

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